About · The Story
From the bank's trading floor to rebuilding how money protects people.
For 25 years, Mirza Ashraf Beg ran treasury for banks across the UAE, Saudi Arabia and India. Now he builds the systems those banks couldn't: regulated fintech that keeps families in their homes, and climate-tech that keeps plastic out of the desert.
Five Entities · One Thesis
Finance that protects. Industry that restores.
Regulated Fintech · DFSA 3C
Money Protects Capital
Registered products like Mortgage EMI Sleeping Period™, Fixed EMI for Life™ and Equity Release–Double Rental™ turn mortgage stress into manageable paths, so families keep their homes and banks recover their capital.
Climate-Tech Manufacturing
Ecoway Labs
The blueprint for 50,000+ MT a year of biodegradable, compostable pellets, replacing conventional plastic in a GCC packaging market worth billions. Aligned with COP28 and UAE Net Zero 2050.
Cross-Border Corridors
Money Protects India
A GIFT City ↔ DIFC settlement and hedging channel that settles property-backed bad loans near par, keeps borrowers in their homes, and needs no subsidy or guarantee.
Financial Services · UAE
Money Protects Financial Services LLC
The group's onshore UAE arm, bringing Money Protects debt management, financial planning and advisory solutions closer to individuals and businesses in the local market.
Free Zone Entity · UAE
Money Protects LLC FZ
A free zone company within the Money Protects group, extending its platform, technology and partnership reach across the UAE and beyond.
DFSA Category 3C · Asset & Wealth Management
A regulated AMC mandate for capital that must be protected.
As a DFSA Category 3C firm in the DIFC, Money Protects Capital Ltd can manage assets, advise on investments and act as a wealth-management partner. It pairs institutional treasury discipline with audit-traceable AI (MONIDR) to run mandates for governments, sovereign funds, DFIs and family offices.
Discretionary Portfolio Management
Managed mandates for sovereigns, family offices and institutions, with every decision recorded and traceable.
Advisory Mandates
Investment and treasury advice on stressed-asset, credit and hedging strategies for Professional Clients.
Treasury Partnership
MPCL runs treasury and investment programmes on the client's behalf, while assets stay with the client's own custodian.
Stressed-Asset Resolution
AMC-style settlement and co-ownership of property-backed loans, returning value to lenders without evicting borrowers.
Services are directed at Professional Clients only (DFSA COB 2.3) and depend on the scope of the firm's licence and on final documentation.
The Arc
Two decades inside the system. Then he redesigned it.
Punjab National Bank
Where it began: treasury foundations in India
Banque Saudi Fransi
Crédit Agricole Group: derivatives and investment desks in KSA
Abu Dhabi Islamic Bank
Sharia-compliant treasury at scale
Sharjah Islamic Bank
Investment operations leadership
Commercial Bank of Dubai
Head of Treasury & Corporate, with daily turnover of about USD 1B
2020 → Today
Founder: MPCL (DIFC), Ecoway Labs and Money Protects India
To develop an ecosystem that links human values and needs with greater sustainability — for financial freedom and a healthier planet.
— Personal Mission
Anchored by shareholding from the Al Nahyan family of Abu Dhabi, and backed by records you can verify: regulators, auditors, IP registries and published work.